How Does Hearth Financing Work?

Flex Electrical Group LLC has partnered with Hearth so we can help you find financing options that best fit your needs.

Multiple Financing Options
We work with 13 lenders to find competitive personal loans and credit cards for your needs
Simple Pre-Qualification
Our process takes less than 2 minutes and will not affect your credit score
Personalized Options
Hearth’s lending partners can provide multiple options tailored to your needs

 

Frequently Asked Questions

Will Filling Out The Prequalification Form Affect My Credit Score?
No, when you complete the prequalification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score.

How Soon Will I Get My Money After I Am Approved?

You can usually expect to receive your money in as little as 1-5 business days.

Will I Need To Verify My Income?

Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state.

Can I Pay Back My Loan Early Without Penalties?

Yes, all 13 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.

Can I Finance More Or Less Than The Exact Cost Of My Project?

Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.

If I Don’t See Any Offers, Can I Try Again With A Co-Borrower?

Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.

Hearth is a technology company, which is licensed as a broker as may be required by state law. NMLS ID# 1628533 | NMLS Consumer Access. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. All insurance services are provided by Hearth Home Insurance Solutions, Inc. Hearth may be compensated by third-party advertisers.

Get your project started as soon as possible by getting pre-qualified today.

How To Get Funded

Watch this two minute video clip to learn all about Hearth. Our technology matches you with competitive monthly payment options so you can finance your project. Your information is important and we protect it using industry leading encryption.

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Homeowner Success

What Hearth Financing Users Are Saying

“The care and attention that we received was beyond anything I expected. They took such good care of us like no other Bank, Credit Union or any other company has done in the past for us.”

Review Platform IconLatisha S.

“It was a really simple process -- I made a request and got the money in my account almost immediately.”

Review Platform IconChris W.

“I used Hearth to finance a 70k+ project without paying a cent in dealer fees. I got set up in 5 minutes and did the deal shortly afterwards. Their process is as easy as it gets!”

Review Platform IconKendall H.

“My experience was excellent. Agents answered any and all questions. They were friendly and just overall pleasant to work with. The process was quick and painless. Looking forward to our new roof and windows!”

Review Platform IconKim G.

“I wanted to remodel my kitchen for the least amount of money possible. Through Hearth, I was able to find a SoFI loan that let me do that.”

Review Platform IconJanet H.

“As a first time homeowner, I didn’t even consider a personal loan as an option, but I’m glad I found you guys because now that I know the rates -- I’m seriously considering it.”

Review Platform IconMatt

“The care and attention that we received was beyond anything I expected. They took such good care of us like no other Bank, Credit Union…

Latisha S.

“It was a really simple process -- I made a request and got the money in my account almost immediately.”

Chris W.

“I used Hearth to finance a 70k+ project without paying a cent in dealer fees. I got set up in 5 minutes and did the…

Kendall H.

“My experience was excellent. Agents answered any and all questions. They were friendly and just overall pleasant to work with. The process was quick and…

Kim G.

“I wanted to remodel my kitchen for the least amount of money possible. Through Hearth, I was able to find a SoFI loan that let…

Janet H.

“As a first time homeowner, I didn’t even consider a personal loan as an option, but I’m glad I found you guys because now that…

Matt

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