How Does Hearth Financing Work?

Flex Electrical Group LLC has partnered with Hearth so we can help you find financing options that best fit your needs.

Frequently Asked Questions

Will Filling Out The Prequalification Form Affect My Credit Score?
No, when you complete the prequalification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score.

How Soon Will I Get My Money After I Am Approved?

You can usually expect to receive your money in as little as 1-5 business days.

Will I Need To Verify My Income?

Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state.

Can I Pay Back My Loan Early Without Penalties?

Yes, all 13 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.

Can I Finance More Or Less Than The Exact Cost Of My Project?

Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.

If I Don’t See Any Offers, Can I Try Again With A Co-Borrower?

Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.

Hearth is a technology company, which is licensed as a broker as may be required by state law. NMLS ID# 1628533 | NMLS Consumer Access. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. All insurance services are provided by Hearth Home Insurance Solutions, Inc. Hearth may be compensated by third-party advertisers.